Credit Cards

Personal Card – Low Rate

No annnual fee
Competitive ongoing APR¹
25-day interest-free grace period on all purchases. No grace period on cash advances
Low introductory rate for the first six months

24-hour toll-free live customer assistance available at 800-367-7576
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances
Car rental insurance coverage and a host of extraordinary Mastercard benefit

Other fees may be charged, these fees are listed on the downloadable application.

Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
No annual fee
Competitive ongoing APR¹
25-day interest-free grace period on all purchases. No grace period on cash advances
Low introductory rate for first six months. ¹

Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
24-hour toll-free live customer assistance available at 800-367-7576
To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances
Car rental insurance coverage and a host of extraordinary Mastercard benefit

Other fees may be charged, these fees are listed on the downloadable application.

Follow this link to the account application.
Download the PDF of the application
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Fax your completed application to the Card Service Center at 877-809-9162
Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120